PLEASE READ THE FOLLOWING TERMS OF SERVICE AGREEMENT CAREFULLY. BY ACCESSING OR USING OUR SITES AND OUR SERVICES, YOU HEREBY AGREE TO BE BOUND BY THE TERMS AND ALL TERMS INCORPORATED HEREIN BY REFERENCE. IT IS THE RESPONSIBILITY OF YOU, THE USER, CUSTOMER, OR PROSPECTIVE CUSTOMER TO READ THE TERMS AND CONDITIONS BEFORE PROCEEDING TO USE THIS SITE. IF YOU DO NOT EXPRESSLY AGREE TO ALL OF THE TERMS AND CONDITIONS, THEN PLEASE DO NOT ACCESS OR USE OUR SITES OR OUR SERVICES. THIS TERMS OF SERVICE AGREEMENT IS EFFECTIVE AS OF JUNE 2, 2016.

ACCEPTANCE OF TERMS

The following Terms of Service Agreement (the "TOS") is a legally binding agreement that shall govern the relationship with our users and others which may interact or interface with Twinword Inc., also known as Twinword, and our subsidiaries and affiliates, in association with the use of the Twinword website (the "Site"), which includes Twinword (https://www.twinword.com) and all paths and subdomains under that domain, and its Services, which shall be defined below.

DESCRIPTION OF WEBSITE SERVICES OFFERED

The Site consists of various online Services that provide data and activities for informational or educational purposes. Twinword Inc. may, in its sole discretion and at any time update, change, suspend, make improvements to or discontinue any aspect of the Services, temporarily or permanently.

Any and all visitors to our site, despite whether they are registered or not, shall be deemed as "users" of the herein contained Services provided for the purpose of this TOS. Once an individual registers for our Services, through the process of creating an account, the user shall then be considered a "member."

The user and/or member acknowledges and agrees that the Services provided and made available through our website and applications, which may include some mobile applications and that those applications may be made available on various social media networking sites and numerous other platforms and downloadable programs, are the sole property of Twinword Inc. At its discretion, Twinword Inc. may offer additional website Services and/or products, or update, modify or revise any current content and Services, and this Agreement shall apply to any and all additional Services and/or products and any and all updated, modified or revised Services unless otherwise stipulated. Twinword Inc. does hereby reserve the right to cancel and cease offering any of the aforementioned Services and/or products. You, as the end user and/or member, acknowledge, accept and agree that Twinword Inc. shall not be held liable for any such updates, modifications, revisions, suspensions or discontinuance of any of our Services and/or products. Your continued use of the Services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, revised or modified terms, you must stop using the provided Services forthwith.

Furthermore, the user and/or member understands, acknowledges and agrees that the Services offered shall be provided "AS IS" and as such Twinword Inc. shall not assume any responsibility or obligation for the timeliness, missed delivery, deletion and/or any failure to store user content, communication or personalization settings.

REGISTRATION

To register and become a "member" of the Site or any of its Services, you must be at least 18 years of age to enter into and form a legally binding contract. In addition, you must be in good standing and not an individual that has been previously barred from receiving Twinword's Services under the laws and statutes of the United States or other applicable jurisdiction.

When you register, Twinword may collect information such as your name, e-mail address, birth date, gender, mailing address, occupation, industry and personal interests. You can edit your account information at any time. Once you register with Twinword and sign in to our Services, you are no longer anonymous to us.

Furthermore, the registering party hereby acknowledges, understands and agrees to:

a) furnish factual, correct, current and complete information with regards to yourself as may be requested by the data registration process, and

b) maintain and promptly update your registration and profile information in an effort to maintain accuracy and completeness at all times.

If anyone knowingly provides any information of a false, untrue, inaccurate or incomplete nature, Twinword Inc. will have sufficient grounds and rights to suspend or terminate the member in violation of this aspect of the Agreement, and as such refuse any and all current or future use of Twinword Inc. Services, or any portion thereof.

It is Twinword Inc.'s priority to ensure the safety and privacy of all its visitors, users and members, especially that of children. Therefore, it is for this reason that the parents of any child under the age of 13 that permit their child or children access to the Twinword website platform Services must create a "family" account, which will certify that the individual creating the "family" account is of 18 years of age and as such, the parent or legal guardian of any child or children registered under the "family" account. As the creator of the "family" account, s/he is thereby granting permission for his/her child or children to access the various Services provided, including, but not limited to, message boards, email, and/or instant messaging. It is the parent's and/or legal guardian's responsibility to determine whether any of the Services and/or content provided are age-appropriate for his/her child.

TERMS OF PURCHASE AND USE OF PRODUCTS AND SUBSCRIPTIONS

PLEASE READ CAREFULLY BEFORE PURCHASING THE PRODUCTS AND USING THIS SERVICE. BY PURCHASING THE PRODUCTS, AND/OR ACCESSING AND USING THE SERVICE AND THE ASSOCIATED WEBSITE, APPLICATIONS AND TOOLS, YOU AGREE TO BE LEGALLY BOUND BY THE TERMS AND CONDITIONS SET FORTH HEREIN. THESE TERMS OF PURCHASE AND USE FORM PART OF THE SUBSCRIPTION AGREEMENT, WHICH YOU ARE REQUIRED TO ACCEPT IN CONNECTION WITH YOUR INITIAL AND ALL SUBSEQUENT PURCHASING OF THE PRODUCTS AND USE OF THE SERVICE.

PURCHASE OF PRODUCTS AND SUBSCRIPTIONS

Upon purchase of Twinword Services, you agree to be legally bound by the TOS set forth herein and the terms and pricing posted at the time of purchase.

Unless otherwise indicated in writing by Twinword Inc., you agree to be responsible for all site preparation, including utility connections and procurement of necessary equipment or peripheral devices, and for installation and use of the Products.

Unless otherwise indicated, subscriptions will be automatically renewed until canceled. To cancel your subscription, you may do so by following the instructions available through the Twinword Services and/or by submitting a written request to Twinword Inc.

GRANT OF RIGHTS OF PRODUCTS AND SUBSCRIPTIONS

If Twinword Services are obtained pursuant to the terms and pricing posted at the time of purchase, Twinword grants you and your staff (collectively, the “Users”), for the TOS indicated in the terms and pricing posted at the time of purchase, a limited, non-exclusive, terminable, non-transferable license to access and use the services, tools and applications provided through the Twinword Service subject to these Terms of Purchase and Use. Twinword Service may include download areas and product information provided by Twinword or third-party vendors. All Twinword Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to these Terms of Purchase and Use. All rights not expressly granted to you and your Users pursuant to the Twinword TOS are reserved to Twinword, and all uses of the Twinword Service not expressly permitted hereunder are prohibited.

SUBSCRIPTION PRICING TERMS AND RENEWALS

Upon purchase, you agree to the terms and pricing posted at the time of purchase and the terms found in these Terms of Purchase and Use and TOS.

You agree to have your payment method charged on the days of the month indicated in the terms and pricing posted at the time of purchase. If not otherwise indicated in the terms and pricing posted at the time of purchase, your payment method will be charged immediately when the first billing cycle begins and will renew automatically until you cancel your subscription. If not otherwise indicated, your payment method will be charged for renewals at the beginning of each new billing cycle, on the first day or a day before the first day of each new billing cycle.

SUBSCRIPTION DAYS AND BILLING CYCLES

Unless otherwise indicated, each subscription day runs from midnight to midnight in the time zone PDT, regardless of the time of day the subscription was purchased. For example, a subscription purchased at 11pm will be in its second day at midnight.

Unless otherwise indicated, a billing cycle of one (1) month is defined as ending on the following month at midnight one day before the same day of the month the billing cycle began on. For example, if the first day of the billing cycle is the 4th of July, then the last day of the billing cycle would be the 3rd of August.

UPGRADES AND DOWNGRADES OF SUBSCRIPTIONS AND REFUND POLICY

Upon purchase of a subscription, you agree to this TOS and the following policy regarding upgrades, downgrades, and refunds.

Unless otherwise indicated, you can upgrade, downgrade, or cancel your subscription at any time. An upgrade is defined as changing your current subscription to a subscription, after any applicable discounts, with a rate higher than your current subscription rate, after any already applied discounts. A downgrade is defined as changing your current subscription to a subscription, after any applicable discounts, with a rate lower than your current subscription rate, after any already applied discounts. A cancellation is defined as either a downgrade to a subscription with a rate of zero (0), a removal of your subscription, or having your account and/or subscription canceled or revoked as a result of your violation of any part of this TOS.

Unless otherwise indicated, if you upgrade your subscription in the middle of your billing cycle, the change will go into effect immediately and any difference in price between your current subscription and the new subscription will be prorated (based on the number of days remaining in your current billing cycle) and charged to your payment method. For the following billing cycles, your payment method will be billed at the new rate.

Unless otherwise indicated, if you downgrade your subscription in the middle of your billing cycle, the change will go into effect your next billing cycle. Your current subscription will remain for the rest of the current billing cycle. Starting from the next billing cycle, your payment method will be billed at the new rate if any.

Whether you downgrade your subscription, cancel your subscription, or your subscription is revoked, you hereby agree that you will not be entitled to a refund. Unless the downgrade or cancellation is the result of your violation of any part of this TOS, you will continue to have access to the services provided in your subscription until the end of your last paid billing cycle.

PAYMENT METHODS

A payment method represents transactable payment information such as credit card details or a customer's authorization to charge a PayPal or Venmo account. (PayPal is a registered trademark of PayPal, Inc. and Venmo is a service of PayPal, Inc.) Payment methods are securely stored in the Payment Processor servers. Twinword Inc. reserves the right to select and use the Payment Processor of its choice, provided that the Payment Processor is PCI compliant and follows all applicable laws where the Payment Processor is located.

Upon storing your payment method at the Payment Processor through Twinword Services, you agree to be legally bound by these TOS and grant Twinword Inc. the right to charge any and all your stored payment methods for your purchases until the total unpaid balance is paid.

Furthermore, you agree to Twinword Inc. and its affiliates shall not be liable for loss, injury or damage of any kind to any person or entity resulting from any breach or compromise of the payment method.

To remove a payment method, you may do so by following the instructions available through the Twinword Services and/or by submitting a written request to Twinword Inc.

PAYMENTS

You agree to pay at the time indicated in the terms and pricing posted at the time of purchase all payments due from you thereunder. If not otherwise indicated in the terms and pricing posted at the time of purchase, all payments are due at the beginning of the billing cycle.

You agree to accept responsibility for paying and reporting (a) all federal, provincial, state and local taxes, however designated, levied or based on account of the purchase price of the Products or Twinword Services or on account of your acquisition or ownership or use of the Products (exclusive only of taxes based on net income derived by Twinword Inc.), and (b) all foreign taxes, export or import tariffs, and custom duties, however designated, levied or based in connection with the sale conducted hereby, the purchase price of the Products and the Twinword Services, or your acquisition or ownership or use of the Products. You agree to hold Twinword Inc. harmless from all claims and liability arising in connection with Purchaser's failure to report or pay such taxes.

You agree that if a payment method fails, Twinword Inc. reserves the right to retry and charge the payment method and/or any and all stored payment methods not yet removed until the total unpaid balance is paid.

You agree that Twinword Inc. and its assigns shall have a security interest in the Products until you have paid in full the total purchase price of those Products shown in the terms and pricing posted at the time of purchase. You agree that this agreement shall be a security agreement as defined by the Uniform Commercial Code in effect in the jurisdiction in which the Twinword Inc. is located and Twinword Inc. is authorized to execute and file financing statement or other recordings in order to document the security interest.

In the event that you default in any of the terms and conditions of the Twinword TOS, including these Terms of Purchase and Use and any terms and pricing posted at the time of purchase, or a petition for bankruptcy is filed by or against you, then, to the extent permitted by applicable law, Twinword Inc. shall have the right to exercise one or more of the following remedies: (a) To declare the entire amount of the unpaid total purchase price due and payable plus all service fees that would otherwise come due for the remainder of the TOS, together with interest thereon at the then highest allowable legal rate per annum; (b) To charge the entire amount of the unpaid total including fees and interest declared above to any and all stored payment methods not yet removed until the total unpaid balance is paid; (c) Without demand or legal process, you authorize Twinword Inc.'s agents to enter into the premises where the Products may be found and take possession and remove the same and you specifically waive any claim or right of action for trespass or damages in connection with Twinword Inc.'s exercise of such right. Twinword Inc. shall have the right to sell, lease or retain the Products in complete or partial satisfaction of any outstanding claim and to retain all prior payments in respect of the purchase price or Products and previously accrued service fees. Notwithstanding the taking of possession by Twinword Inc. of the Products, you shall remain liable for the total purchase price for the Products and all service fees that would otherwise come due for the remainder of the TOS; and/or (d) To terminate this Agreement as to any or all of the terms and pricing posted at the time of purchase. All remedies of Twinword Inc. hereunder are cumulative and may, to the extent permitted by law, be exercised concurrently or consecutively and jointly or severally, and the exercise of any one remedy shall not be deemed to be an election of such remedy to preclude the exercise of any other remedy. No failure on the part of Twinword Inc. to exercise, and no delay in exercising any right or remedy hereunder shall operate as a waiver thereof; nor shall any single or partial exercise by Twinword Inc. of any right or remedy hereunder preclude any other or further exercise of any partially exercised right or remedy.

CHANGES TO TERMS OF PRODUCTS AND SUBSCRIPTION

Twinword Inc. reserves the right to upgrade, modify, replace or reconfigure the Twinword Services at any time, provided that you will be provided at least thirty (30) days' advance notice for changes that materially and adversely affect any use of the Twinword Services. Twinword Inc. may also change the fee schedule, support terms, and service level agreements for the Twinword Services subject to at least thirty (30) days' advance notice, except that the change will not apply for the remainder of the TOS to the amount and type of Twinword Services you have contracted for under existing term. Any such notice may be given and shall be effective if posted by Twinword Inc. on Twinword Inc.'s website or if provided in an email sent to your account representative, or if included in any amendment, extension or new version of this Agreement or any terms and pricing posted at the time of purchase or renewal.

PRIVACY POLICY

Every member's registration data and various other personal information are strictly protected by the Twinword Inc. Online Privacy Policy (see the full Privacy Policy on https://www.twinword.com). As a member, you herein consent to the collection and use of the information provided, including the transfer of information within the United States and/or other countries for storage, processing, or use by Twinword Inc. and/or our subsidiaries and affiliates.

MEMBER ACCOUNT, USERNAME, PASSWORD AND SECURITY

When you set up an account, you are the sole authorized user of your account. You shall be responsible for maintaining the secrecy and confidentiality of your password and for all activities that transpire on or within your account. It is your responsibility for any act or omission of any user(s) that access your account information that, if undertaken by you, would be deemed a violation of the TOS. It shall be your responsibility to notify Twinword Inc. immediately if you notice any unauthorized access or use of your account or password or any other breach of security. Twinword Inc. shall not be held liable for any loss and/or damage arising from any failure to comply with this term and/or condition of the TOS.

CONDUCT

As a user or member of the Site, you herein acknowledge, understand and agree that all information, text, software, data, photographs, music, video, messages, tags or any other content, whether it is publicly or privately posted and/or transmitted, is the expressed sole responsibility of the individual from whom the content originated. In short, this means that you are solely responsible for any and all content posted, uploaded, emailed, transmitted or otherwise made available by way of the Twinword Services, and as such, we do not guarantee the accuracy, integrity or quality of such content. It is expressly understood that by use of our Services, you may be exposed to content including, but not limited to, any errors or omissions in any content posted, and/or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available by Twinword.

Furthermore, you herein agree not to make use of Twinword Inc.'s Services for the purpose of:

a) uploading, posting, emailing, transmitting, or otherwise making available any content that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or invasive of another's privacy or which is hateful, and/or racially, ethnically, or otherwise objectionable;

b) causing harm to minors in any manner whatsoever;

c) impersonating any individual or entity, including, but not limited to, any Twinword officials, forum leaders, guides or hosts or falsely stating or otherwise misrepresenting any affiliation with an individual or entity;

d) forging captions, headings or titles or otherwise offering any content that you personally have no right to pursuant to any law nor having any contractual or fiduciary relationship with;

e) uploading, posting, emailing, transmitting or otherwise offering any such content that may infringe upon any patent, copyright, trademark, or any other proprietary or intellectual rights of any other party;

f) uploading, posting, emailing, transmitting or otherwise offering any content that you do not personally have any right to offer pursuant to any law or in accordance with any contractual or fiduciary relationship;

g) uploading, posting, emailing, transmitting, or otherwise offering any unsolicited or unauthorized advertising, promotional flyers, "junk mail," "spam," or any other form of solicitation, except in any such areas that may have been designated for such purpose;

h) uploading, posting, emailing, transmitting, or otherwise offering any source that may contain a software virus or other computer code, any files and/or programs which have been designed to interfere, destroy and/or limit the operation of any computer software, hardware, or telecommunication equipment;

i) disrupting the normal flow of communication, or otherwise acting in any manner that would negatively affect other users' ability to participate in any real time interactions;

j) interfering with or disrupting any Twinword Inc. Services, servers and/or networks that may be connected or related to our website, including, but not limited to, the use of any device software and/or routine to bypass the robot exclusion headers;

k) intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited to, rules, guidelines, and/or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any regulations having the force of law;

l) providing informational support or resources, concealing and/or disguising the character, location, and or source to any organization delegated by the United States government as a "foreign terrorist organization" in accordance to Section 219 of the Immigration Nationality Act;

m) "stalking" or with the intent to otherwise harass another individual; and/or

n) collecting or storing of any personal data relating to any other member or user in connection with the prohibited conduct and/or activities which have been set forth in the aforementioned paragraphs.

Twinword Inc. herein reserves the right to pre-screen, refuse and/or delete any content currently available through our Services. In addition, we reserve the right to remove and/or delete any such content that would violate the TOS or which would otherwise be considered offensive to other visitors, users and/or members.

Twinword Inc. herein reserves the right to access, preserve and/or disclose member account information and/or content if it is requested to do so by law or in good faith belief that any such action is deemed reasonably necessary for:

a) compliance with any legal process;

b) enforcement of the TOS;

c) responding to any claim that therein contained content is in violation of the rights of any third party;

d) responding to requests for customer service; or

e) protecting the rights, property or the personal safety of Twinword Inc., its visitors, users and members, including the general public.

Twinword Inc. herein reserves the right to include the use of security components that may permit digital information or material to be protected, and that such use of information and/or material is subject to usage guidelines and regulations established by Twinword Inc. or any other content providers supplying content services to Twinword Inc. You are hereby prohibited from making any attempt to override or circumvent any of the embedded usage rules in our Services. Furthermore, unauthorized reproduction, publication, distribution, or exhibition of any information or materials supplied by our Services, despite whether done so in whole or in part, is expressly prohibited.

PERMITTED AND PROHIBITED USE

Limited Use. You and your Users may access the Twinword System and use the Twinword Services solely to support and operate in your internal business (i) the Products purchased by you from Twinword Inc.; and (ii) Twinword Inc.'s web-based monitor and control management portal (“the “Portal”). Twinword Inc. reserves the right, in its sole discretion, to limit your and/or your Users' use of the Twinword Services in the event that Twinword Inc. determines that your and/or your Users' use thereof to be inconsistent with such purposes, and/or otherwise inconsistent with these Terms of Purchase and Use.

Prohibited Uses. You agree, for yourself and all your Users, as a condition of use of the Twinword Services, not to use the Twinword Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You and your Users may not use the Twinword Service in any manner that could damage, disable, overburden, or impair any Twinword Inc. or subscriber server, or the network(s) connected to any Twinword Inc. or subscriber server, or interfere with any other party's use and enjoyment of any of the Twinword Services. A subscriber, patron, customer, invitee, visitor, or guest of the Subscriber engaging in any activity that, in Twinword's sole and absolute discretion, disrupts, interferes with or is harmful to (or threatens to disrupt, interfere with, or be harmful to) the Services, Twinword's business, operations, reputation, goodwill, Subscribers and/or Subscriber relations, or the ability of Twinword's Subscribers to effectively use the Services is prohibited. Such prohibited activities include making available any program, product or service that is designed to or could be used to violate these Terms. You and your Users may not attempt to gain unauthorized access to any part of the Twinword Services, other accounts, computer systems or networks connected to any Twinword Inc. or subscriber server or to any part of the Twinword Services, through hacking, password mining or any other means. You and your Users may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Twinword Services. Except as expressly set forth herein, you and your Users may not (i) copy, reproduce, alter, modify, transmit, perform, create derivative works of, publish, sub-license, distribute, or circulate the Twinword Services, or any associated applications, tools or data thereof; (ii) disassemble, decompile, or reverse engineer the software used to provide the Twinword Services, or use a robot, spider, or any similar device to copy or catalog any materials or information made available through the Twinword Services; or (iii) take any actions, whether intentional or unintentional, that may circumvent, disable, damage or impair the Twinword Services' control or security systems, or allow or assist a third party to do so.

Suspension of Service. Twinword Inc. may at any time suspend (or require that you suspend) the access of Users to the Twinword Services and/or disable their Login Information in the event of violation of these terms and conditions. Grounds for doing are not limited but may include, for example, legal or regulatory reasons, investigation of suspicious activities, or action by authorities, or if Twinword Inc. or you have reason to suspect any such User is engaged in activities that may violate these Terms of Purchase and Use, applicable laws, or subscriber policies, or are otherwise deemed harmful to Twinword Inc., your organization, your and our respective network or facilities, or other Users. Twinword Inc. shall not be liable to any User for suspension of Twinword Service, regardless of the grounds.

INTERSTATE COMMUNICATION

Upon registration, you hereby acknowledge that by using https://www.twinword.com to send electronic communications, which would include, but are not limited to, email, searches, instant messages, uploading of files, photos and/or videos, you will be causing communications to be sent through our computer network. Therefore, through your use, and thus your agreement with this TOS, you are acknowledging that the use of this Service shall result in interstate transmissions.

CAUTIONS FOR GLOBAL USE AND EXPORT AND IMPORT COMPLIANCE

Due to the global nature of the internet, through the use of our network you hereby agree to comply with all local rules relating to online conduct and that which is considered acceptable Content. Uploading, posting and/or transferring of software, technology and other technical data may be subject to the export and import laws of the United States and possibly other countries. Through the use of our network, you thus agree to comply with all applicable export and import laws, statutes and regulations, including, but not limited to, the Export Administration Regulations (http://www.access.gpo.gov/bis/ear/ear_data.html), as well as the sanctions control program of the United States (http://www.treasury.gov/resource-center/sanctions/Programs/Pages/Programs.aspx). Furthermore, you state and pledge that you:

a) are not on the list of prohibited individuals which may be identified on any government export exclusion report (http://www.bis.doc.gov/complianceandenforcement/liststocheck.htm) nor a member of any other government which may be part of an export-prohibited country identified in applicable export and import laws and regulations;

b) agree not to transfer any software, technology or any other technical data through the use of our network Services to any export-prohibited country;

c) agree not to use our website network Services for any military, nuclear, missile, chemical or biological weaponry end uses that would be a violation of the U.S. export laws; and

d) agree not to post, transfer nor upload any software, technology or any other technical data which would be in violation of the U.S. or other applicable export and/or import laws.

ACTIVITY DATA GENERATED FROM USE OF COMPANY SERVICES

While using the site, data is generated from the activity, behavior, and/or input of the user and/or member (collectively, the "Activity Data"). By using the site, you agree that this data shall be exclusively owned by Twinword Inc., and you shall not have any right to use such Activity Data except as expressly authorized by these TOS. As between you and Twinword Inc., all data and information generated from your access and use of the Service, including but not limited to tests, searches, and translated content generated by you, shall be exclusively owned by Twinword Inc., and you shall not have any right to use such Activity Data except as expressly authorized by these TOS. By using the Service, you hereby assign to Twinword Inc. any and all rights, title and interest, including any intellectual property rights or proprietary rights, in the Activity Data. All rights of Twinword Inc. or its licensors that are not expressly granted in these TOS are reserved to Twinword Inc. and its licensors.

CONTENT PLACED OR MADE AVAILABLE FOR COMPANY SERVICES

Twinword Inc. shall not lay claim to ownership of any content submitted by any visitor, member, or user, nor make such content available for inclusion on our website Services. Therefore, you hereby grant and allow for Twinword Inc. the below listed worldwide, royalty-free and non-exclusive licenses, as applicable:

a) The content submitted or made available for inclusion on the publicly accessible areas of Twinword Inc.'s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services is for the sole purpose of providing and promoting the specific area to which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Twinword Inc.'s sites, and shall terminate at such time when you elect to discontinue your membership.

b) Photos, audio, video and/or graphics submitted or made available for inclusion on the publicly accessible areas of Twinword Inc.'s sites, the license provided to permit to use, distribute, reproduce, modify, adapt, publicly perform and/or publicly display said Content on our network Services are for the sole purpose of providing and promoting the specific area in which this content was placed and/or made available for viewing. This license shall be available so long as you are a member of Twinword Inc.'s sites and shall terminate at such time when you elect to discontinue your membership.

c) For any other content submitted or made available for inclusion on the publicly accessible areas of Twinword Inc.'s sites, the continuous, binding and completely sub-licensable license which is meant to permit to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and/or publicly display said content, whether in whole or in part, and the incorporation of any such Content into other works in any arrangement or medium current used or later developed.

Those areas which may be deemed "publicly accessible" areas of Twinword Inc.'s sites are those such areas of our network properties which are meant to be available to the general public, and which would include message boards and groups that are openly available to both users and members. However, those areas which are not open to the public, and thus available to members only, would include our mail system and instant messaging.

CONTRIBUTIONS TO COMPANY WEBSITE

Twinword Inc. provides an area for our users and members to contribute feedback to our website. When you submit ideas, documents, suggestions and/or proposals ("Contributions") to our site, you acknowledge and agree that:

a) your contributions do not contain any type of confidential or proprietary information;

b) Twinword shall not be liable or under any obligation to ensure or maintain confidentiality, expressed or implied, related to any Contributions;

c) Twinword shall be entitled to make use of and/or disclose any such Contributions in any such manner as they may see fit;

d) the contributor's Contributions shall automatically become the sole property of Twinword; and

e) Twinword is under no obligation to either compensate or provide any form of reimbursement in any manner or nature.

INDEMNITY

All users and/or members herein agree to insure and hold Twinword Inc., our subsidiaries, affiliates, agents, employees, officers, partners and/or licensors blameless or not liable for any claim or demand, which may include, but is not limited to, reasonable attorney fees made by any third party which may arise from any content a member or user of our site may submit, post, modify, transmit or otherwise make available through our Services, the use of Twinword Services or your connection with these Services, your violations of the TOS and/or your violation of any such rights of another person.

COMMERCIAL REUSE OF SERVICES

The member or user herein agrees not to replicate, duplicate, copy, trade, sell, resell nor exploit for any commercial reason any part, use of, or access to Twinword's sites.

USE AND STORAGE GENERAL PRACTICES

You herein acknowledge that Twinword Inc. may set up any such practices and/or limits regarding the use of our Services, without limitation of the maximum number of days that any email, message posting or any other uploaded content shall be retained by Twinword Inc., nor the maximum number of email messages that may be sent and/or received by any member, the maximum volume or size of any email message that may be sent from or may be received by an account on our Service, the maximum disk space allowable that shall be allocated on Twinword Inc.'s servers on the member's behalf, and/or the maximum number of times and/or duration that any member may access our Services in a given period of time. In addition, you also agree that Twinword Inc. has absolutely no responsibility or liability for the removal or failure to maintain storage of any messages and/or other communications or content maintained or transmitted by our Services. You also herein acknowledge that we reserve the right to delete or remove any account that is no longer active for an extended period of time. Furthermore, Twinword Inc. shall reserve the right to modify, alter and/or update these general practices and limits at our discretion.

Any messenger service, which may include any web-based versions, shall allow you and the individuals with whom you communicate with the ability to save your conversations in your account located on Twinword Inc.'s servers. In this manner, you will be able to access and search your message history from any computer with internet access. You also acknowledge that others have the option to use and save conversations with you in their own personal account on https://www.twinword.com. It is your agreement to this TOS which establishes your consent to allow Twinword Inc. to store any and all communications on its servers.

MODIFICATIONS

Twinword Inc. shall reserve the right at any time it may deem fit, to modify, alter and or discontinue, whether temporarily or permanently, our service, or any part thereof, with or without prior notice. In addition, we shall not be held liable to you or to any third party for any such alteration, modification, suspension and/or discontinuance of our Services, or any part thereof.

Twinword Inc. shall reserve the right at any time it may deem fit, to update, change or modify, whether temporarily or permanently, these TOS, or any part thereof, with or without prior notice. Your continued use of the Services provided, after such posting of any updates, changes, and/or modifications shall constitute your acceptance of such updates, changes and/or modifications, and as such, frequent review of this Agreement and any and all applicable terms and policies should be made by you to ensure you are aware of all terms and policies currently in effect. Should you not agree to the updated, revised or modified terms, you must stop using the provided Services forthwith.

TERMINATION

As a member of https://www.twinword.com, you may cancel or terminate your account, associated email address and/or access to our Services by following the instructions available through the Services and/or by submitting a cancellation or termination request to [email protected].

As a member, you agree that Twinword Inc. may, without any prior written notice, immediately suspend, terminate, discontinue and/or limit your account, any email associated with your account, and access to any of our Services. The cause for such termination, discontinuance, suspension and/or limitation of access shall include, but is not limited to:

a) any breach or violation of our TOS or any other incorporated agreement, regulation and/or guideline;

b) by way of requests from law enforcement or any other governmental agencies;

c) the discontinuance, alteration and/or material modification to our Services, or any part thereof;

d) unexpected technical or security issues and/or problems;

e) any extended periods of inactivity;

f) any engagement by you in any fraudulent or illegal activities; and/or

g) the nonpayment of any associated fees that may be owed by you in connection with your https://www.twinword.com account Services.

Furthermore, you herein agree that any and all terminations, suspensions, discontinuances, and or limitations of access for cause shall be made at our sole discretion and that we shall not be liable to you or any other third party with regards to the termination of your account, associated email address and/or access to any of our Services.

The termination of your account with https://www.twinword.com shall include any and/or all of the following:

a) the removal of any access to all or part of the Services offered within https://www.twinword.com;

b) the deletion of your password and any and all related information, files, and any such content that may be associated with or inside your account, or any part thereof; and

c) the barring of any further use of all or part of our Services.

ADVERTISERS

Any correspondence or business dealings with, or the participation in any promotions of, advertisers located on or through our Services, which may include the payment and/or delivery of such related goods and/or Services, and any such other term, condition, warranty and/or representation associated with such dealings, are and shall be solely between you and any such advertiser. Moreover, you herein agree that Twinword Inc. shall not be held responsible or liable for any loss or damage of any nature or manner incurred as a direct result of any such dealings or as a result of the presence of such advertisers on our website.

LINKS

Either Twinword Inc. or any third parties may provide links to other websites and/or resources. Thus, you acknowledge and agree that we are not responsible for the availability of any such external sites or resources, and as such, we do not endorse nor are we responsible or liable for any content, products, advertising or any other materials, on or available from such third party sites or resources. Furthermore, you acknowledge and agree that Twinword Inc. shall not be responsible or liable, directly or indirectly, for any such damage or loss which may be a result of, caused or allegedly to be caused by or in connection with the use of or the reliance on any such content, goods or Services made available on or through any such site or resource.

PROPRIETARY RIGHTS

All content available through the Service, including designs, text, graphics, images, information, software, audio and other files, and their selection and arrangement (the "Service Content"), are the proprietary property of Twinword Inc. or its licensors. No Service Content may be modified, copied, distributed, framed, reproduced, republished, downloaded, scraped, displayed, posted, transmitted, or sold in any form or by any means, in whole or in part, other than as expressly permitted in these TOS.

You do hereby acknowledge and agree that Twinword Inc.'s Services and any essential software that may be used in connection with our Services ("Software") shall contain proprietary and confidential material that is protected by applicable intellectual property rights and other laws. Furthermore, you herein acknowledge and agree that any Content which may be contained in any advertisements or information presented by and through our Services or by advertisers is protected by copyrights, trademarks, patents or other proprietary rights and laws. Therefore, except for that which is expressly permitted by applicable law or as authorized by Twinword Inc. or such applicable licensor, you agree not to alter, modify, lease, rent, loan, sell, distribute, transmit, broadcast, publicly perform and/or created any plagiaristic works which are based on Twinword Inc. Services (e.g. Content or Software), in whole or part.

Twinword Inc. herein has granted you personal, non-transferable and non-exclusive rights and/or license to make use of the object code or our Software on a single computer, as long as you do not, and shall not, allow any third party to duplicate, alter, modify, create or plagiarize work from, reverse engineer, reverse assemble or otherwise make an attempt to locate or discern any source code, sell, assign, sublicense, grant a security interest in and/or otherwise transfer any such right in the Software. Furthermore, you do herein agree not to alter or change the Software in any manner, nature or form, and as such, not to use any modified versions of the Software, including and without limitation, for the purpose of obtaining unauthorized access to our Services.

Lastly, you also agree not to access or attempt to access our Services through any means other than through the interface which is provided by Twinword Inc. for use in accessing our Services. You may not use any data mining, robots, scraping or similar data gathering or extraction methods to obtain Service Content.

WARRANTY DISCLAIMERS

YOU HEREIN EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

a) THE USE OF TWINWORD INC. SERVICES AND SOFTWARE ARE AT THE SOLE RISK BY YOU. OUR SERVICES AND SOFTWARE SHALL BE PROVIDED ON AN "AS IS" AND/OR "AS AVAILABLE" BASIS. TWINWORD INC. AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

b) TWINWORD INC. AND OUR SUBSIDIARIES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO SUCH WARRANTIES THAT (i) TWINWORD INC. SERVICES OR SOFTWARE WILL MEET YOUR REQUIREMENTS; (ii) TWINWORD INC. SERVICES OR SOFTWARE SHALL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (iii) THAT SUCH RESULTS WHICH MAY BE OBTAINED FROM THE USE OF THE TWINWORD INC. SERVICES OR SOFTWARE WILL BE ACCURATE OR RELIABLE; (iv) QUALITY OF ANY PRODUCTS, SERVICES, ANY INFORMATION OR OTHER MATERIAL WHICH MAY BE PURCHASED OR OBTAINED BY YOU THROUGH OUR SERVICES OR SOFTWARE WILL MEET YOUR EXPECTATIONS; AND (v) THAT ANY SUCH ERRORS CONTAINED IN THE SOFTWARE SHALL BE CORRECTED.

c) ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED BY WAY OF TWINWORD INC. SERVICES OR SOFTWARE SHALL BE ACCESSED BY YOUR SOLE DISCRETION AND SOLE RISK, AND AS SUCH YOU SHALL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER AND/OR INTERNET ACCESS, DOWNLOADING AND/OR DISPLAYING, OR FOR ANY LOSS OF DATA THAT COULD RESULT FROM THE DOWNLOAD OF ANY SUCH INFORMATION OR MATERIAL.

d) NO ADVICE AND/OR INFORMATION, DESPITE WHETHER WRITTEN OR ORAL, THAT MAY BE OBTAINED BY YOU FROM TWINWORD INC. OR BY WAY OF OR FROM OUR SERVICES OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

e) A SMALL PERCENTAGE OF SOME USERS MAY EXPERIENCE SOME DEGREE OF EPILEPTIC SEIZURE WHEN EXPOSED TO CERTAIN LIGHT PATTERNS OR BACKGROUNDS THAT MAY BE CONTAINED ON A COMPUTER SCREEN OR WHILE USING OUR SERVICES. CERTAIN CONDITIONS MAY INDUCE A PREVIOUSLY UNKNOWN CONDITION OR UNDETECTED EPILEPTIC SYMPTOM IN USERS WHO HAVE SHOWN NO HISTORY OF ANY PRIOR SEIZURE OR EPILEPSY. SHOULD YOU, ANYONE YOU KNOW OR ANYONE IN YOUR FAMILY HAVE AN EPILEPTIC CONDITION, PLEASE CONSULT A PHYSICIAN IF YOU EXPERIENCE ANY OF THE FOLLOWING SYMPTOMS WHILE USING OUR SERVICES: DIZZINESS, ALTERED VISION, EYE OR MUSCLE TWITCHES, LOSS OF AWARENESS, DISORIENTATION, ANY INVOLUNTARY MOVEMENT, OR CONVULSIONS.

LIMITATION OF LIABILITY

YOU EXPLICITLY ACKNOWLEDGE, UNDERSTAND AND AGREE THAT TWINWORD INC. AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY PUNITIVE, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES WHICH MAY BE RELATED TO THE LOSS OF ANY PROFITS, GOODWILL, USE, DATA AND/OR OTHER INTANGIBLE LOSSES, EVEN THOUGH WE MAY HAVE BEEN ADVISED OF SUCH POSSIBILITY THAT SAID DAMAGES MAY OCCUR, AND RESULT FROM:

a) THE USE OR INABILITY TO USE OUR SERVICE;

b) THE COST OF PROCURING SUBSTITUTE GOODS AND SERVICES;

c) UNAUTHORIZED ACCESS TO OR THE ALTERATION OF YOUR TRANSMISSIONS AND/OR DATA;

d) STATEMENTS OR CONDUCT OF ANY SUCH THIRD PARTY ON OUR SERVICE;

e) AND ANY OTHER MATTER WHICH MAY BE RELATED TO OUR SERVICE.

RELEASE

In the event you have a dispute, you agree to release Twinword Inc. (and its officers, directors, employees, agents, parent subsidiaries, affiliates, co-branders, partners and any other third parties) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected or unsuspected, disclosed and undisclosed, arising out of or in any way connected to such dispute.

SPECIAL ADMONITION RELATED TO FINANCIAL MATTERS

Should you intend to create or to join any service, receive or request any such news, messages, alerts or other information from our Services concerning companies, stock quotes, investments or securities, please review the above Sections Warranty Disclaimers and Limitations of Liability again. In addition, for this particular type of information, the phrase "Let the investor beware" is appropriate. Twinword Inc.'s content is provided primarily for informational purposes, and no content that shall be provided or included in our Services is intended for trading or investing purposes. Twinword Inc. and our licensors shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted and/or made available by way of our Services, and shall not be responsible or liable for any trading and/or investment decisions based on any such information.

EXCLUSION AND LIMITATIONS

THERE ARE SOME JURISDICTIONS WHICH DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS OF SECTIONS WARRANTY DISCLAIMERS AND LIMITATION OF LIABILITY MAY NOT APPLY TO YOU.

THIRD PARTY BENEFICIARIES

You herein acknowledge, understand and agree, unless otherwise expressly provided in this TOS, that there shall be no third-party beneficiaries to this agreement.

NOTICE

Twinword Inc. may furnish you with notices, including those with regards to any changes to the TOS, including but not limited to email, regular mail, MMS or SMS, text messaging, postings on our website Services, or other reasonable means currently known or any which may be herein after developed. Any such notices may not be received if you violate any aspects of the TOS by accessing our Services in an unauthorized manner. Your acceptance of this TOS constitutes your agreement that you are deemed to have received any and all notices that would have been delivered had you accessed our Services in an authorized manner.

TRADEMARK INFORMATION

You herein acknowledge, understand and agree that all of the Twinword Inc. trademarks, copyright, trade name, service marks, and other Twinword Inc. logos and any brand features, and/or product and service names are trademarks and as such, are and shall remain the property of Twinword Inc. You herein agree not to display and/or use in any manner the Twinword Inc. logo or marks without obtaining Twinword Inc.'s prior written consent.

OTHER COPYRIGHT NOTICES

Dictionary definitions provided are based on WordNet 3.0. WordNet 3.0 Copyright 2006 by Princeton University. All rights reserved. THIS SOFTWARE AND DATABASE IS PROVIDED "AS IS" AND PRINCETON UNIVERSITY MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED. BY WAY OF EXAMPLE, BUT NOT LIMITATION, PRINCETON UNIVERSITY MAKES NO REPRESENTATIONS OR WARRANTIES OF MERCHANT- ABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OR THAT THE USE OF THE LICENSED SOFTWARE, DATABASE OR DOCUMENTATION WILL NOT INFRINGE ANY THIRD PARTY PATENTS, COPYRIGHTS, TRADEMARKS OR OTHER RIGHTS.

COPYRIGHT OR INTELLECTUAL PROPERTY INFRINGEMENT CLAIMS NOTICE & PROCEDURES

Twinword Inc. will always respect the intellectual property of others, and we ask that all of our users do the same. With regards to appropriate circumstances and at its sole discretion, Twinword Inc. may disable and/or terminate the accounts of any user who violates our TOS and/or infringes the rights of others. If you feel that your work has been duplicated in such a way that would constitute copyright infringement, or if you believe your intellectual property rights have been otherwise violated, you should provide to us the following information:

a) The electronic or the physical signature of the individual that is authorized on behalf of the owner of the copyright or other intellectual property interest;

b) A description of the copyrighted work or other intellectual property that you believe has been infringed upon;

c) A description of the location of the site which you allege has been infringing upon your work;

d) Your physical address, telephone number, and email address;

e) A statement, in which you state that the alleged and disputed use of your work is not authorized by the copyright owner, its agents or the law;

f) And finally, a statement, made under penalty of perjury, that the aforementioned information in your notice is truthful and accurate, and that you are the copyright or intellectual property owner, representative or agent authorized to act on the copyright or intellectual property owner's behalf.

The Twinword Inc. Agent for notice of claims of copyright or other intellectual property infringement can be contacted as follows:

Email: [email protected]

GENERAL INFORMATION

ENTIRE AGREEMENT

This TOS constitutes the entire agreement between you and Twinword Inc. and shall govern the use of our Services, superseding any prior version of this TOS between you and us with respect to Twinword Inc. Services. You may also be subject to additional terms and conditions that may apply when you use or purchase certain other Twinword Inc. Services, affiliate Services, third-party content or third-party software.

CHOICE OF LAW AND FORUM

It is at the mutual agreement of both you and Twinword Inc. with regard to the TOS that the relationship between the parties shall be governed by the laws of South Korea without regard to its conflict of law provisions and that any and all claims, causes of action and/or disputes, arising out of or relating to the TOS, or the relationship between you and Twinword Inc., shall be filed within the courts having jurisdiction within South Korea. You and Twinword Inc. agree to submit to the jurisdiction of the courts as previously mentioned, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

WAIVER AND SEVERABILITY OF TERMS

At any time, should Twinword Inc. fail to exercise or enforce any right or provision of the TOS, such failure shall not constitute a waiver of such right or provision. If any provision of this TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect.

NO RIGHT OF SURVIVORSHIP NON-TRANSFERABILITY

You acknowledge, understand and agree that your account is non-transferable and any rights to your ID and/or contents within your account shall terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.

STATUTE OF LIMITATIONS

You acknowledge, understand and agree that regardless of any statute or law to the contrary, any claim or action arising out of or related to the use of our Services or the TOS must be filed within one (1) year after said claim or cause of action arose or shall be forever barred.

VERSIONS

This agreement was originally written in English (US). To the extent any translated version of this agreement conflicts with the English version, the English version controls.

VIOLATIONS

Please report any and all violations of this TOS to Twinword Inc.:

Email: [email protected]

Last revised on June 2, 2016